What to Do When You’re Injured on the Job

Whether you’re a laborer or receptionist, the workplace is never without its perils. When a workplace accident occurs, a series of steps should be taken to ensure that you’re both safe and compensated. Unfortunately, numerous work injury cases result in unjust circumstances because of ineptitude on the employer’s part. With that said, as an employee, it’s crucial to bear the following in mind should an office mishap arise.

Report The Injury

You may be reluctant to file an injury report for fear of riling your employer, but withholding such pertinent information will only further complicate the matter. If you fail to report the injury within a specific time frame, insurance companies are liable to deny the claim. With that said, it’s of paramount importance that you fill out a workers’ compensation form immediately.

Seek Medical Attention

Though you may not feel the effects of the injury right away, they tend to take hold a week or two down the line. When seeking medical care, it’s vital to remain candid with the doctor. Letting them know that the injury is work-related is particularly important. Your healthcare provider should make a note of this in your medical files to lessen the chance of your claim being refused by insurance. If an insurance company wishes to consult your medical history, they’ll see that the injury was appropriately recorded and, in turn, have less ammunition to pursue legal action.

Track Expenses And Missed Work

You should rely on only yourself to record out-of-pocket expenses and missed work. Hold on to any receipts and prescriptions you’ve received; that way, you can be reimbursed for the costs you’ve incurred. Noting the time you’ve been out of work is essential as well. Your firm will need to pay you for the time you’ve been absent and relay that information to their insurance. If you’ve made countless trips to the doctor, report the mileage as well.

Hire A Workers’ Compensation Lawyer

In extreme situations, a workers’ compensation attorney is needed. If your employer and their insurance company are continually challenging the legitimacy of your claim, consulting an attorney may be the only viable option. Not only do they help streamline the workers’ compensation process, but they intend to uphold justice as well. Given the inherent trickiness of work-related injury claims, workers’ compensation lawyers are a godsend. Above all else, a workers’ compensation lawyer assumes the role of intermediary, and you don’t have to subject yourself to harsh criticism from your employer.

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About the Author: Clare Louise